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Help To Buy


With a Help to Buy: Equity Loan, the government loans you up to 20% of the cost of your newly built house. You’ll only need a 5% cash deposit and a 75% loan to make up the rest along with a 20% loan to the government.

For the first five years of owning your home, you will not be charged loan fees on the 20% loan.

Equity loans are available for first-time buyers as well as moving homeowners. The home you want to buy needs to be newly built and up to the price of £ 600,000.

However, you’re not going to be able to sublet this home on your old home or enter a part exchange deal. If you purchase your new home with a Help to Buy: Equity Loan, you must not own any other assets such as another home previous to the purchase of that one.

You don’t have to tackle this alone. The Help to Buy: Equity Loan program is run by agents appointed by the government to help you buy your first home. They will direct you from offering general information about the scheme to managing your application through your order.


If you like to learn more, then please watch the video provided. 

All information gathereed can be found at: